A woman named Callie helped me save my home and I am on a program where I don't have to pay any payments, she says for up to 2 years. All I know is she stopped my foreclosure and is now working with my mortgage company to lower my payment and knock off the late fees. The fee was'nt bad but it might be different strokes for different folks! Anyway here's her number 1-407-860-1993
Hope this helps and you can keep your kids. God Bless your family.